There’s No Place Like Home with a Mortgage from NIH Federal Credit Union

or call us at 855-203-4747

Get a special closing credit of up to $2,500 from the NIHFCU!*

  • Buyers! Receive a rebate of 20% from your agent's commission2
Get Prequalified Now
  • Great rates for purchases and refinancing
  • Loans up to $1.5 million are available
  • Preferred rates on PMI, if required

Don't miss out on this superb opportunity

Copyright © NIH Federal Credit Union

Use the form to the right to tell us your NIHFCU 80th Anniversary Story between 1/1/20 and 3/31/20, for immediate entry.   

Don't miss out! All contest updates and winner announcements for the Celebrate 80 Sweepstakes will be made on our Facebook page. Plus, we'll be sharing inspiring member stories from our 80 years of Banking with Heart. Follow us today 

  • Receive a rebate of 20% from your agent's commission with HomeAdvantage®3
  • Historically low rates on fixed, adjustable, and jumbo mortgages
  • Loans up to $1.5 million available
  • Preferred rates on PMI, if required

Plus, get a special “no place like home” closing credit of up to $2,000 from the NIHFCU!2

There’s no place like home with a mortgage from NIH Federal Credit Union

  • Receive a rebate of 20% from your agent's commission with HomeAdvantage®3
  • Historically low rates on fixed, adjustable, and jumbo mortgages
  • Loans up to $1.5 million available
  • Preferred rates on PMI, if required

Plus, get a special "no place like home" closing credit of up to $2,000 from the NIHFCU!2

NIHFCU NMLS #803678

Routing# 255076944

NCUA - Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

EHO - We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.

1A prequalification is an estimate of how much you can borrow to purchase a home and is not a commitment to lend. Before a commitment to lend will be issued, a loan application and a credit check must be completed. All lending decisions are subject to NIHFCU's underwriting guidelines. Equal opportunity lender.

2HomeAdvantage Reward Terms and Conditions
HomeAdvantage reward information is provided for reference purposes only, please visit the  www.nihfcu.org/HomeAdvantage for complete terms. Buyers and sellers who select and use a real estate agent in the HomeAdvantage network can opt to receive a HomeAdvantage reward as a closing credit or as cash after settlement. Homebuyers or sellers are not eligible for the HomeAdvantage reward if they use an agent outside of the HomeAdvantage network. Reward amounts are dependent on the commissions paid to the HomeAdvantage network agent. The example reward amount of $2,600 is based on receiving 20% of a realtor’s 3% commission, and is calculated using the average home sale price in the DC metro area (approximately $432,000). Your agent commission or home sale price may differ. Rewards are available in most states; however, are void where prohibited by law. The HomeAdvantage program is administered by a third party that is unaffiliated with NIHFCU. NIHFCU members are not required to participate in the HomeAdvantage program to obtain a loan from NIHFCU.

*NIHFCU Mortgage Credit Terms and Conditions
Offer applies to first-lien mortgage loan purchases and refinances (home equity loans/lines are excluded) in NIHFCU’s service area. In order to qualify for the NIHFCU Mortgage Credit, the application must be received by October 31, 2023 and then close and fund by January 31, 2024. If the mortgage does not close and fund by January 31, 2024 there will be no reward. All rewards will be provided in the form of a closing cost credit of 0.250% of the total loan amount to a maximum possible amount of $2,500. Example: $500,000 loan X 0.250% = $1,250 closing credit. Offer subject to change or cancellation at any time

MORTGAGE TOOLS AT YOUR FINGERTIPS

Looking for more information on NIHFCU mortgages?

Visit our Home Loan Center where you can learn everything you ever wanted to know about mortgages. And be sure to check out HomeAdvantage® where you could earn 20% of your agent’s commission.

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Mortgage and Home Loan Calculators

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YES, WE DO MORTGAGES UP TO $1.5 MILLION

Bigger isn't always better, but in this case, it is. NIH Federal Credit Union's JUMBO mortgages offer up to $1.5 million dollars for qualifying borrowers. So, when you're ready to make that big move, we're ready to support you with a mortgage that perfectly sized to meet your needs. And, don't forget to ask us about the HomeAdvantage® program where you could get 20%** of your agent’s commission. Bigger homes, mean bigger commissions, so don't miss out.   

YES, WE DO MORTGAGES UP TO $1.5 MILLION

Rates have just hit new lows. They will not stay forever. Don’t miss out on this historic opportunity

Rates have just hit new lows. They will not stay forever. Don’t miss out on this historic opportunity

Don't Miss out! Earn up to $2,500 In closing credits

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